Joseph Fabiilli | Seven Easy Steps to save ATM Fee

 Joseph Fabiilli is a professional and solves all the financial problems of their clients. Today, we are going to look up about ATM fees and how to save on ATM fees. As we all do, that carrying cash has increasingly become an outdated habit, there are still times in life when a debit card, credit card, or a digital wallet payment simply won’t suffice.

1. Always stay away from out-of-network ATMs.

This is insane, but one of the simplest ways to avoid paying a withdrawal fee is to stick to your bank’s ATMs whenever possible. If you are a member of a big bank, then you can find your nearest branch by searching via the bank’s website or bank mobile app on your Smartphone.

2. Switch to a bank that lacks ATM fees.

There is another way to avoid ATM fees is to change your banks if you do not like the policies of your bank. Quickly switch your bank to another bank that does not charge out-of-network ATM fees from their clients.

3. Try to join a credit union that’s a part of the CO-OP ATM network.

Another variation on the choose-your-bank wise themes, banks that are part of the CO-OP ATM network also offer a large network of fee-free ATMs. If you’re a member of a credit union and it’s part of CO-OP ATM networks, you will have access to 30,000 surcharge-free ATMs, covering all 50 states and 10 countries.

4. Try to get cashback at a store.

Some stores provide a cashback scheme, at no additional charges when you make a purchase using a debit card. Many stores of groceries, offer cashback up to $100, $200, or even $300, said Joseph Fabiilli.

5. Quickly look at your bank’s free ATM agreements.

Joseph Fabiilli suggests going online and researching that ATMs your bank allows you to use free. Simply, make a search on Google with ‘[bank name] free ATMs’ and then you will find out where your bank or credit union has agreements to offer their account holders free ATM access.

6. Use your bank’s mobile app.

Most banks have a mobile app that can be used to check your statements, pay bills, and transfer money. But not all consumers realize that such apps can often be used to find fee-free ATM machines, too, said Joseph Fabiilli. Simply open up your bank’s mobile app and look for the ATM locator, Eason said. “By using your smartphone you can always find where the nearest fee-free ATM is located.

7. Keep some extra cash.

If you’re busy in some kind of work and you can’t make a visit to your bank or other in-network ATMs, then keep some extra cash in your hand. Putting yourself on a budget and planning ahead put a significant dent in those excessive ATM fees.